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Malia Wofford is a copywriter and content strategist with experience in healthcare, marketing, and digital media. She holds a business degree from California State Polytechnic University. Malia has developed search-optimized content for global brands, including healthcare organizations such as Grifols and MyEyeDr. Her expertise includes content strategy, SEO, and audience engagement, focusing on creating engaging, data-driven content that improves visibility, educates audiences, and drives conversions. She specializes in making complex health topics accessible across multiple platforms.
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Wes Ricketts has created award-winning content in higher education and healthcare for nearly 20 years. He founded EduMed in 2018 to give future college students a go-to resource for information on degree programs in nursing and allied health. Wes’s research and writing interests include Alzheimer’s disease and dementia, as well as caregiving for loved ones with degenerative conditions. Wes holds a master’s degree in history from Western Washington University, where he also led workshops focused on historical research and longform writing skills.
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Most Affordable Online Nursing Programs: Reviewing Low-Cost Schools

Learn about low-cost accredited online RN programs that work with your budget. Let EduMed show you affordable options from quality institutions, and share innovative ways to reduce tuition, fees, and material costs. Read out about financial aid, scholarships, and tuition reimbursement, and more.

The following professionals lent their expertise to this article:

An orange stylized graduation cap with the letter "E" forms part of the design, set against a white circular background.
Author: Malia Wofford
An orange stylized graduation cap with the letter "E" forms part of the design, set against a white circular background.
Malia Wofford Arrow up right
Malia Wofford is a copywriter and content strategist with experience in healthcare, marketing, and digital media. She holds a business degree from California State Polytechnic University. Malia has developed search-optimized content for global brands, including healthcare organizations such as Grifols and MyEyeDr. Her expertise includes content strategy, SEO, and audience engagement, focusing on creating engaging, data-driven content that improves visibility, educates audiences, and drives conversions. She specializes in making complex health topics accessible across multiple platforms.
Areas of Expertise
Check Healthcare Education Nursing Pre-Nursing
Healthcare EducationNursingPre-Nursing
Editor: Wes Ricketts
A man with short hair and a beard looks upward with a slight smile. The image is in sepia tones, and the background is plain and light-colored.
Wes Ricketts Arrow up right
Wes Ricketts has created award-winning content in higher education and healthcare for nearly 20 years. He founded EduMed in 2018 to give future college students a go-to resource for information on degree programs in nursing and allied health. Wes’s research and writing interests include Alzheimer’s disease and dementia, as well as caregiving for loved ones with degenerative conditions. Wes holds a master’s degree in history from Western Washington University, where he also led workshops focused on historical research and longform writing skills.
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Check Editorial Senior Care Dementia Care
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Profiles of Affordable Online Nursing Programs

When choosing an online nursing program, affordability is often the deciding factor. Beyond tuition, students should consider multiple costs in mind, including:

  • Required fees, supplies, and textbooks
  • Travel for clinicals
  • Potential loss of income if reducing work hours

To support budget-conscious students, we’ve highlighted three online nursing programs that balance quality education with lower costs. Each profile offers insight into what makes these programs affordable and serves as a helpful starting point as you compare other schools.

University of Cincinnati

The online RN to BSN program from the University of Cincinnati is designed for working nurses who want to advance their careers. Offered with flexible scheduling, the program allows you to complete your degree at your own pace while gaining practical experience.

Coursework focuses on leadership, critical thinking, and evidence-based practice, positioning you for a variety of jobs in healthcare.

Tuition and Fees:

RN to BSN

  • $7,336 per semester, resident
  • $7,516 per semester, non-resident

MSN (Tuition calculated by specialty and residency status)

  • $45,585, residents and $46,350, non-residents for Family Nurse Practitioner specialty (includes general and campus life fees)

Financial Aid:

Nurse Faculty Loan Program (NFLP)

  • Provides five-year loans of up to $35,000 per year to cover tuition, fees, books, and other education expenses. Up to 85% of the loan and interest can be canceled if the recipient works as a full-time nursing faculty member at an accredited nursing school.

Nursing Student Loans

  • Students offered a Nursing Student Loan can use this program to fund their education. They must complete the appropriate master promissory note and associated paperwork.

Scholarships

  • Helene Fuld Health Trust Scholarship, offered twice a year to current and incoming Accelerated Direct-Entry MSN students.
  • GIA award, open to current students at the beginning of each spring semester.

State of Ohio scholarships

  • Available to incoming first-year students in STEMM (Science, Technology, Engineering, Mathematics, and Medicine) academic programs.

Payment plans

  • Payment plans allow students to spread tuition and fee payments across a semester.

Additional Costs:

  • Administrative Distance Learning Fee: $275 per quarter
  • Bloodborne Pathogen Insurance: $37 per year
  • Online Learning Fee: $57 per credit, capped at $563 per semester for the Post-MSN Certificate Program
  • Stethoscope, blood pressure cuff, Analog wristwatch with a second hand, and UC scrubs and shoes.

The Ohio State University

At Ohio State, you can pursue online nursing programs, including an online master’s in nursing, which prepare you for diverse healthcare careers. Combining rigorous online coursework with clinical training, these accredited programs offer quality education, equipping you with the skills and knowledge needed to excel in today’s dynamic healthcare landscape.

Tuition and Fees:

  • $507.50 per credit hour (25% lower during summer semester)

Financial Aid:

  • Grants, loans, scholarships, and work-study

Additional Costs:

Application fees

  • $60 (RN to Bachelor of Science in Nursing and Doctor of Nursing Education programs)

Equipment and supplies

  • $150–$250 for equipment, such as a stethoscope
  • $350 for a personal mobile device
  • $150 for two sets of scrubs
  • $35 for a white lab jacket

Other costs

  • $228 Nursing Distance Learning Fee in place of the Learning Technology Fee
  • $100 university Distance Learning Fee
  • $62 background check fee
  • $1,200 “Readiness Test” fee for first-year students
  • $575 nursing insurance fee for midwifery students per year

Maryville University

Maryville University offers a variety of online nursing programs, including RN to BSN, MSN with various specializations, Post-Master’s NP certificates, and a Doctor of Nursing Practice (DNP). Designed for working nurses, these CCNE-accredited programs offer 100% online coursework and flexible scheduling. Maryville also provides financial aid options to help students manage costs.

Tuition and Fees:

  • $16,200–$69,600, Bachelor of Science in Nursing (RN to BSN)
  • $35,383–$43,150, Master of Science in Nursing
  • $61,456–$69,223, Doctor of Nursing Practice (BSN-DNP)
  • $17,709–$37,14, Post-Master’s Nurse Practitioner Certificate

Financial Aid:

  • The Free Application for Federal Student Aid (FAFSA) determines need-based aid
  • The average need-based scholarship or grant awarded to first-year students was $18,384 in Fall 2022
  • The average non-need-based scholarship or grant awarded to first-year students was $14,641

Additional Costs:

Technology fees

  • $425 per semester (online bachelor’s programs)
  • 725 per semester (online master’s and doctorate programs

Programs that might interest you:

Comparing Cost: Campus vs. Online Nursing Programs

Choosing between online and on-campus nursing programs often comes down to convenience and cost. While tuition may be similar, additional expenses can vary:

  • Online programs: Save on commuting, parking, and housing, but may include technology or support fees.
  • On-campus programs: May have higher costs for transportation, meals, and housing, but offer more face-to-face interaction with peers and faculty.

The most affordable option depends on your priorities. Compare tuition, fees, and living costs carefully to determine which format best fits your budget and lifestyle.

How to Lower the Cost of Your Online Nursing Degree

Maintain Part-Time Employment

  • Begin Your Search Early: Review funding options as soon as you can.
  • Explore Everything: Look for scholarships from various sources (professional organizations, foundations, schools).
  • Target Your Search: Focus on scholarships that match your background.
  • Apply Strong: Gather transcripts, letters of recommendation, and write compelling essays.
  • Meet Deadlines: Submit everything on time.

Maintain Part-Time Employment

  • Part-time Work Helps with Costs: Even a few hours each week can make a difference in your budget.
  • Flexible Work is Key: Find a job that accommodates your school schedule.
  • Gain Experience: Consider CNA or home health aide roles for relevant experience.
  • Other Options: Explore online tutoring or freelance work to use your skills.

Take Advantage of Employer Tuition Reimbursement

  • Check for Employer Tuition Programs: See if your company offers tuition reimbursement or assistance.
  • Reduce Out-of-Pocket Costs: Employer programs can significantly lower your personal expenses.
  • Contact HR for Details: Inquire about program specifics like eligible expenses and GPA requirements.
  • Explore Payment Options: Some employers offer upfront payments or direct billing to your school.

Utilize Discounts for Nursing Students

  • Many Discounts Exist: Nursing students can find numerous discounts on essential items.
  • Wide Range of Products: Discounts are available on technology, software, medical supplies, scrubs, and more.
  • Check with Your School: Your school may offer exclusive discounts for nursing students.
  • Professional Organizations: Nursing organizations often partner with companies to provide discounts to members.
  • Retailers and Brands: Many retailers and brands offer student discounts with a valid ID.

Ranking the Most Affordable Online Nursing Programs

About the Ranking
1
1

D’Youville University

Best for: simulation-focused learners Board Approved
Avg. Net Price $20,690
Students W/ Aid 100%
2
2

Saint Xavier University

Best for: graduate school preppers Board Approved
Avg. Net Price $11,318
Students W/ Aid 97%
3
3

Ursuline College

Best for: social equity students Board Approved
Avg. Net Price $16,350
Students W/ Aid 99%
4
4

Oglala Lakota College

Best for: Indigenous community students Board Approved
Avg. Net Price $3,173
Students W/ Aid 100%
5
5

CUNY Lehman College

Best for: self-paced learners Board Approved
Avg. Net Price $3,961
Students W/ Aid 73%
6
6

Purdue University Global

Best for: flexible track students Board Approved
Avg. Net Price $7,770
Students W/ Aid 70%
7
7

Madonna University

Best for: accelerated learners Board Approved
Avg. Net Price $18,373
Students W/ Aid 76%
8
8

Bethune-Cookman University

Best for: faith-based learners Board Approved
Avg. Net Price $12,476
Students W/ Aid 92%
9
9

University of Saint Francis-Fort Wayne

Best for: direct-admit seekers Board Approved
Avg. Net Price $18,654
Students W/ Aid 98%
10
10

Redlands Community College

Best for: LPN-to-RN students Board Approved
Avg. Net Price $3,743
Students W/ Aid 87%

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Malia Wofford AUTHOR

Malia Wofford is a copywriter and content strategist with experience in healthcare, marketing, and digital media. She holds a business degree from California State Polytechnic University. Malia has developed search-optimized content for global brands, including healthcare organizations such as Grifols and MyEyeDr. Her expertise includes content strategy, SEO, and audience engagement, focusing on creating engaging, data-driven content that improves visibility, educates audiences, and drives conversions. She specializes in making complex health topics accessible across multiple platforms.

Read More About Malia Wofford

Wes Ricketts EDITOR

Wes Ricketts has created award-winning content in higher education and healthcare for nearly 20 years. He founded EduMed in 2018 to give future college students a go-to resource for information on degree programs in nursing and allied health. Wes’s research and writing interests include Alzheimer’s disease and dementia, as well as caregiving for loved ones with degenerative conditions. Wes holds a master’s degree in history from Western Washington University, where he also led workshops focused on historical research and longform writing skills.

Read More About Wes Ricketts
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