Online Medical Billing & Coding Programs: Choosing a School
How do medical billing and coding programs work online and would it be right for you? Use EduMed’s easy-to-use guide to see top programs, review curricula, learn about certification, and check out career options and salary potential in your area.
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NursingMedical BillingConsultingIs Medical Billing or Coding Right for Me?
Medical billing and coding require a unique skill set that may not come naturally to everyone. Before pursuing a career in this field, consider the following questions and ask whether they accurately reflect your skillset and personality.
- Do I enjoy working with details and analyzing data?
- Do I have strong organizational and time-management skills?
- Am I comfortable working with technology and learning new software systems?
- Am I willing to engage in continuous learning to stay updated on coding changes?
- Am I prepared to handle the challenges of dealing with insurance companies and patient billing concerns?
How Online Medical Billing & Coding Programs Work
Medical billing and coding is a unique niche that opens doors to the healthcare field without requiring significant time and money for education. It’s not just a job; it’s a great career opportunity.
The projected growth rate of medical billing and coding is 9% through 2033 — much faster than the national average.
The best part? Many medical billing and coding careers offer the flexibility of remote, part-time, or hybrid work, a rare find in the healthcare industry.
Entering into medical billing and coding is also an easy career switch for working professionals, with various certificate programs offering 100% online curriculum. But how do you choose the best online medical billing and coding program? Let’s break down some of the most important factors:
- What’s your timeline? An accelerated program can be completed in as little as four to six weeks. An associate degree may offer a more robust education.
- What’s your schedule? Are you looking to study full-time, part-time, or just on weekends?
- What’s your budget? Not every program has the same cost. See our cost comparison table below for more details.
- What certifications do you think you’ll need? If you’re not sure, we cover that below.
To set you on the right path, we’ve highlighted a few standout medical billing and coding programs offered online, broken down by certificate and degree type.
Accelerated Certificate in Medical Billing – MedCerts
MedCerts — a leader in online healthcare and IT certification training — offers a Medical Billing Specialist certification that can be earned in just 14 weeks. Although fast-paced, the program covers key medical billing and coding topics like laws and regulations, insurance, claims, payment, reimbursement, auditing, and coding.
Thanks to its 100% online and on-demand curriculum, students can expect to be job-ready in three to six months. But it’s not just about the speed, it’s about the support. Program participants gain access to personal advisors and career coaching upon enrollment, providing the guidance and reassurance they need. After graduating, students have the skills needed to ace the Medical Coder & Biller Certification (MCBC) exam offered by the American Medical Certification Association (AMCA), paving the way for a career as a medical or insurance biller.
Duration: 14 weeks (self-paced)
Mode: 100% online
Cost: $2,000
Accreditation: AMCA
Enrollment Requirements:
- High School Diploma or GED
- Web browser with internet connection
- Course registration & payment
Curriculum:
- Professionalism in Allied Health (2 weeks)
- Insurance, Billing, and Coding Essentials (6 weeks)
- Introduction to Human Anatomy and Medical Terminology (6 weeks)
Best For: Students who are interested in coding, want to begin their career as quickly as possible, or want to earn their MCBC certification.
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Explore Top Online Medical Billing & Coding Schools in Your State
What You’ll Learn: Medical Billing and Coding Online Courses
Whether you take a 14-week course or work toward an associate’s degree in billing and coding, the curriculum between programs generally covers the same topics. The difference will be the depth of the coursework, as shorter programs will primarily focus on key knowledge. In contrast, more extended programs will provide more context and training on these topics. Following is a sample of the key curriculum found among online billing and coding programs.
Anatomy and Physiology: Building the knowledge required to interpret medical records accurately and assign codes that align with real-world diagnoses and procedures is essential. This course provides a comprehensive understanding of how the human body functions, focusing on its systems, structures, and interrelated processes.
Medical Terminology: Accurately coding medical records and adequately documenting healthcare records requires an in-depth knowledge of the medical terminology taught in this course, which covers terms related to anatomy, procedures, and diagnoses.
Medical Coding Systems: Proper understanding and application of medical coding systems ensures medical services are adequately documented and billed. This course introduces students to the primary coding systems used in healthcare, including ICD for diagnoses, CPT for medical procedures, and HCPCS for services and supplies.
Health Information Management: This course teaches students how to organize, manage, and protect patient health records, emphasizing accuracy, security, and compliance with industry standards. Since medical coders frequently handle sensitive information, these skills are vital for maintaining trust and meeting regulatory requirements.
Medical Billing and Reimbursement: Covering the end-to-end billing process, this course explains how to submit insurance claims, handle reimbursements, and navigate medical billing systems. Students will walk away well-equipped to help healthcare providers get paid accurately and efficiently for their services.
Answers to Common Medical Billing & Coding Student Questions
What’s the difference between billing and coding?
Until now, we’ve used medical billing and coding as a blanket term; however, medical billers and coders serve two distinct functions. Despite their different focus, many medical practices — especially smaller ones — have one person perform both jobs.
According to the AAPC, medical billing is “…the process of submitting and following up on claims with insurance companies to receive payment for services rendered by a healthcare provider.” Medical billers help manage these claims by communicating with insurance companies and patients (as needed), making changes, updating claims, and anything else required to get the necessary approvals that result in payment.
Meanwhile, the AAPC defines medical coding as “…the transformation of healthcare diagnosis, procedures, medical services, and equipment into universal medical alphanumeric codes.” Medical coders review the patient records for every diagnosis given, procedure performed, service rendered, and equipment used, then translate each into a particular code, which is then used by the medical biller to create claims that go to insurance companies.
Is it worth getting a medical coding certificate?
Absolutely — people are drawn to this field because a four-year degree is not required to begin a career, making it a more affordable option. Many young professionals choose medical billing and coding so they can start their professional lives unburdened by student loan debt. As we’ve already covered, the amount of tuition you can expect to pay will vary based on the program you choose; earning an associate’s degree can help you enter the field more prepared, while a 14-week program can get your foot in the door relatively quickly for a low cost. Many people who choose to earn an online certificate supplement their knowledge with continuing education later in their careers.
How fast can I become a medical coder?
Like the school spotlights featured earlier, program length can vary from a few weeks to a few years. Various accelerated medical billing and coding certificate programs are available, along with more comprehensive, two-year degrees. The length you spend on your education depends on your desired certification, as some certifications require a more detailed scope of knowledge.
The benefit of specializing your education or certification is that it can help you command a higher salary, as institutions are often willing to pay more for billers and coders who specialize in their field. For example, the AAPC offers specialized billing and coding certifications in ambulatory surgery centers, anesthesia, cardiology, and more. However, pursuing a specialized certification may require additional training that lengthens your educational timeline.
Can I teach myself medical billing and coding?
While teaching yourself medical billing and coding is possible, it requires extreme self-discipline and motivation. The best route for self-taught billers and coders would be to start by choosing their desired certification and then using the organization’s study guide and materials to ensure they learn everything needed to pass the exam.Plenty of free or low-cost resources are available for people who would like to teach themselves, such as the Absolute Medical Coding Institute’s Free Online Medical Coding Course (i2MC). The following books are also a crucial resource for self-taught medical billers and coders: Current Procedural Terminology (CPT), International Classification of Diseases (ICD-10), and Healthcare Common Procedure Coding System (HCPCS).
Can you take a medical coding or medical billing exam without a degree?
A degree is not necessary to take the medical coding or medical billing exams, although most require at least a high school diploma or GED. You should expect to pay exam fees to sit for any certification exams unless you choose an online program that includes these costs with tuition.
How Much Does It Cost to Learn Medical Billing and Coding Online?
In addition to tuition, studying medical billing and coding online requires the following:
- Access to a reliable computer or laptop
- A strong, dependable internet connection
- The CPT, ICD-10, and HCPCS manuals
- Certification or exam fees after graduating
- Ongoing fees to maintain your credential(s)
Due to the varied lengths and specializations available, program costs for online medical billing and coding courses can vary wildly. The table below breaks down various programs to give a snapshot of the tuition you can expect to pay.
| School Name | Program Type | Tuition & Fees |
|---|---|---|
| MedCerts | Medical Billing Specialist Certification | $2,000 |
| Penn Foster College | Medical Billing and Coding Career Diploma | $1,569 |
| Everett Community College | ATA in Medical Billing and Coding | $5,605 – $6,343 |
| AAPC | Certified Professional Coder (CPC)® Online Training Course | $5,398 – $7,098 |
| Purdue Global | Medical Billing and Coding Certificate | $16,324 |
| Virginia Wesleyan University | Medical Billing and Coding Certificate | $3,890 |
| Ashworth College | Medical Billing and Coding Career Diploma | $1,249 |
Which Certification is Best for Medical Billing and Coding?
In short, there is no “best” billing and coding certification — you’ll choose your certification based on your desired career path and area of specialization. Like the spotlighted schools we covered earlier, many programs are geared toward a specific certification exam. Before choosing a program, you should explore the available certifications and determine which ones (s) align with your career goals. Once you know which credential(s) you’re working toward, you can choose an online program with an aligned curriculum. A few organizations are offering various levels of medical billing and coding certification; below is a snapshot of the core credentials sought after by recent graduates. If you want to become an expert in a specific niche, the AAPC also offers specialized medical billing and coding credentials.
American Academy of Professional Coders (AAPC) Certifications:
- Certified Professional Coder (CPC)
- Certified Professional Biller (CPB)
- Certified Outpatient Coder (COC)
- Certified Inpatient Coder (CIC)
- Certified Risk Adjustment Coder (CRC)
- Certified Revenue Cycle Management Specialist (RCMS)
American Health Information Management Association (AHIMA) Certifications:
- Certified Coding Associate (CCA)
- Certified Coding Specialist (CCS)
- Certified Coding Specialist-Physician Based (CCS-P)
American Medical Billing Association (AMBA) Certifications:
- Certified Medical Reimbursement Specialist (CMRS)
- Certified Medical Coding Specialist (CMCS)
Salary & Career Outlook for Medical Billing & Coding
| Area | 10th Percentile | Median | 90th Percentile |
|---|---|---|---|
| U.S. | $35,780 | $50,250 | $80,950 |
| Alabama | $28,300 | $38,540 | $62,660 |
| Alaska | $45,780 | $56,740 | $84,810 |
| Arizona | $37,460 | $49,790 | $68,890 |
| Arkansas | $32,430 | $39,920 | $67,010 |
| California | $41,740 | $59,700 | $104,560 |
| Connecticut | $37,310 | $58,250 | $85,140 |
| Delaware | $34,710 | $52,020 | $72,570 |
| District of Columbia | $44,850 | $64,690 | $123,410 |
| Florida | $33,250 | $45,990 | $76,220 |
| Georgia | $34,500 | $48,990 | $78,300 |
| Hawaii | $41,790 | $62,990 | $91,140 |
| Idaho | $37,310 | $48,940 | $74,930 |
| Illinois | $36,900 | $49,420 | $74,520 |
| Indiana | $36,380 | $47,170 | $70,860 |
| Iowa | $38,610 | $51,580 | $64,020 |
| Kansas | $36,140 | $48,670 | $76,430 |
| Kentucky | $34,150 | $48,020 | $67,440 |
| Louisiana | $31,960 | $43,820 | $71,770 |
| Maine | $38,780 | $48,990 | $66,960 |
| Maryland | $40,740 | $59,140 | $107,870 |
| Massachusetts | $40,830 | $57,220 | $83,540 |
| Michigan | $36,990 | $48,220 | $70,570 |
| Minnesota | $46,630 | $59,310 | $77,200 |
| Mississippi | $29,440 | $39,970 | $63,290 |
| Missouri | $36,590 | $49,150 | $75,230 |
| Montana | $38,610 | $49,930 | $62,200 |
| Nebraska | $37,200 | $48,420 | $65,500 |
| Nevada | $36,730 | $60,530 | $94,990 |
| New Hampshire | $38,640 | $48,250 | $66,190 |
| New Jersey | $33,280 | $49,910 | $85,380 |
| New Mexico | $35,310 | $50,340 | $70,570 |
| New York | $40,260 | $59,750 | $98,910 |
| North Carolina | $35,170 | $47,840 | $79,250 |
| North Dakota | $37,160 | $53,550 | $77,820 |
| Ohio | $37,470 | $51,420 | $82,080 |
| Oklahoma | $34,510 | $48,590 | $70,590 |
| Oregon | $40,670 | $57,260 | $80,720 |
| Pennsylvania | $35,040 | $46,730 | $74,680 |
| Rhode Island | $43,110 | $63,330 | $81,290 |
| South Carolina | $35,740 | $58,510 | $67,930 |
| South Dakota | $34,150 | $50,320 | $77,030 |
| Tennessee | $35,930 | $49,740 | $78,830 |
| Texas | $31,550 | $47,230 | $77,140 |
| Utah | $35,360 | $47,710 | $82,740 |
| Vermont | $40,160 | $48,610 | $64,430 |
| Virginia | $35,560 | $51,780 | $76,560 |
| Washington | $44,100 | $62,250 | $96,740 |
| West Virginia | $30,260 | $43,710 | $66,960 |
| Wisconsin | $41,140 | $55,270 | $74,590 |
| Wyoming | $35,600 | $53,550 | $77,950 |
Source: Medical Records Specialists, Occupational Employment and Wages, May 2024, U.S. Bureau of Labor Statistics.
Data based on national numbers, not school-specific information.
| Area | Curr. Jobs | Proj. Jobs | New Jobs | Growth % | Avg. Ann. Openings |
|---|---|---|---|---|---|
| United States | 194,300 | 210,900 | 16,600 | 8.50% | 15,000 |
| Alabama | 2,540 | 2,740 | 200 | 7.90% | 190 |
| Alaska | 340 | 370 | 30 | 8.80% | 30 |
| Arizona | 4,010 | 5,080 | 1,070 | 26.70% | 410 |
| Arkansas | 1,810 | 1,950 | 140 | 7.70% | 140 |
| California | 20,000 | 23,000 | 3,000 | 15.00% | 1,710 |
| Colorado | 2,360 | 2,820 | 460 | 19.50% | 220 |
| Connecticut | 1,610 | 1,770 | 160 | 9.90% | 130 |
| Delaware | 450 | 520 | 70 | 15.60% | 40 |
| District of Columbia | 290 | 310 | 20 | 6.90% | 20 |
| Florida | 15,350 | 17,920 | 2,570 | 16.70% | 1,350 |
| Georgia | 4,820 | 5,630 | 810 | 16.80% | 430 |
| Illinois | 5,690 | 6,030 | 340 | 6.00% | 420 |
| Indiana | 3,680 | 3,980 | 300 | 8.20% | 280 |
| Iowa | 2,430 | 2,760 | 330 | 13.60% | 200 |
| Kansas | 2,000 | 2,130 | 130 | 6.50% | 150 |
| Kentucky | 4,400 | 4,760 | 360 | 8.20% | 340 |
| Louisiana | 2,110 | 2,280 | 170 | 8.10% | 160 |
| Maine | 1,280 | 1,320 | 40 | 3.10% | 90 |
| Maryland | 3,070 | 3,400 | 330 | 10.70% | 250 |
| Massachusetts | 1,220 | 1,330 | 110 | 9.00% | 100 |
| Michigan | 4,110 | 4,370 | 260 | 6.30% | 310 |
| Minnesota | 3,480 | 3,740 | 260 | 7.50% | 270 |
| Mississippi | 2,080 | 2,220 | 140 | 6.70% | 160 |
| Missouri | 3,310 | 3,620 | 310 | 9.40% | 260 |
| Montana | 820 | 960 | 140 | 17.10% | 70 |
| Nebraska | 2,060 | 2,230 | 170 | 8.30% | 160 |
| Nevada | 1,420 | 1,640 | 220 | 15.50% | 120 |
| New Hampshire | 860 | 930 | 70 | 8.10% | 70 |
| New Jersey | 1,530 | 1,620 | 90 | 5.90% | 110 |
| New Mexico | 1,230 | 1,460 | 230 | 18.70% | 110 |
| North Carolina | 5,370 | 6,230 | 860 | 16.00% | 470 |
| North Dakota | 490 | 540 | 50 | 10.20% | 40 |
| Ohio | 8,260 | 8,770 | 510 | 6.20% | 610 |
| Oklahoma | 2,480 | 2,630 | 150 | 6.00% | 180 |
| Oregon | 2,440 | 2,790 | 350 | 14.30% | 210 |
| Pennsylvania | 7,280 | 7,930 | 650 | 8.90% | 570 |
| Rhode Island | 600 | 650 | 50 | 8.30% | 50 |
| South Carolina | 2,860 | 3,380 | 520 | 18.20% | 260 |
| South Dakota | 1,150 | 1,310 | 160 | 13.90% | 100 |
| Tennessee | 3,350 | 4,070 | 720 | 21.50% | 320 |
| Texas | 19,530 | 23,450 | 3,920 | 20.10% | 1,810 |
| Utah | 1,390 | 1,860 | 470 | 33.80% | 150 |
| Vermont | 420 | 460 | 40 | 9.50% | 30 |
| Virgin Islands | 20 | 20 | – | 0.00% | – |
| Virginia | 4,710 | 5,330 | 620 | 13.20% | 390 |
| West Virginia | 1,190 | 1,270 | 80 | 6.70% | 90 |
| Wisconsin | 4,110 | 4,570 | 460 | 11.20% | 330 |
| Wyoming | 370 | 420 | 50 | 13.50% | 30 |
Source: Projections Central
Data based on national numbers, not school-specific information.
Video: Top Online MBC Programs Explained
Want to see who stands out? Let Ashlie walk you through some of today’s best online medical billing and coding programs. Learn what goes into a top program, how we chose the best ones, and review the five programs taking the lead in MBC online training. After the video, if you want to take a closer look, review our full rankings below.
Full Ranking: Best Online Medical Billing & Coding Schools
Whether you’re looking to earn a 4-week certification or an associate’s degree in medical billing and coding, online programs offer endless options. While it’s easy to become overwhelmed by your choices, focusing on the right factors can quickly narrow your search. Below, we’ve researched and compiled the best two- and four-year online medical billing and coding programs based on affordability, flexibility, quality, accreditation status, and more — click “About the Rankings” to learn more about our scoring process.
